
Homeowner
Coverage & Claim Service Plan Options
Premium
Homeowner Insurance
Solutions
Works Best for Custom, Luxury and Vintage Homes with Replacement Values
of $750,000 or More
Holistic, Highly Personalized Coverage
Backed By Concierge Quality Claim Services
and Total Loss Cash Options
Up to $5M in Personal Liability
(Income & Asset Protection) Available.
Up to $100M May be Available with the Purchase of a Home and Auto Insurance Policy
Comprehensive Underwriting Needed to Provide Higher Quality at Competitive Pricing.
Fewer Applicants will Qualify
Professional Representation and Oversight Included without Any Additional
Brokerage or Service Fees
Most Common Premium Providers
AIG Private Client Group
Chubb Personal Risk Services
Hanover Platinum Services
NatGen Premier Client
Travelers High Value Home Products
Conventional
Homeowner Insurance
Solutions
Works Best For Homes Built After 1945 with a Replacement Value Up to $750,000
Lender Compliant Protection for Your Home, Plus Basic Contents Coverage For Your Family
Up to $1M in Personal Liability
(Income & Asset Protection) Available.
Up to $5M May Be Available with the Purchase of a Home and Auto Insurance Policy
Minimal Underwriting Makes it Easy to Qualify and Produces a Fast and Convenient Way
To Purchase a Policy
Professional Representation May be Waived. Policies Can Therefore be Purchased Direct
On-Line, By App or 1-800 Number
Most Common Conventional Providers
Adirondack, Allstate, Geico
Farmers, Hartford, Liberty Mutual
MetLife, Nationwide, Progressive
State Farm, Travelers, USAA